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The Companies We Work With
Below is a list of some of the insurance carriers we work with at Michigan Health and Life. For more information, or if you do not see a company that you are looking for,
please contact us
Below is a list of some of the insurance carriers we work with at Michigan Health and Life. For more information, or if you do not see a company that you are looking for,
please contact us
News
How
critical is it to carry Michigan health insurance?by Holly Bentz
Medical coverage is as vital as carrying auto insurance. The potential risk of forgoing health insurance is far too significant to chance. Due to the financial strains of the economy and unemployment, many American families do not have health insurance.
As everyone knows, the skyrocketing costs of hospital bills, diagnostic testing and prescriptions continues to soar. This is why legislators endeavor to enforce health insurance coverage as a legal stipulation. Nonetheless, a Medical health insurance policy serves a similar purpose as other insurance plans: protection.
Some Michiganites think that because they have health insurance through their employer that they are covered. For others, the homework of finding a low cost plan with adequate protection is too involved.
Health insurance plans are the panacea to avoiding the financial calamities of not having medical overage in Michigan. Insurance broker analyst of MichiganHealthandLife.com, Michael Novelli stresses the importance of being insured prior to a life threatening medical situation happens.
Mr. Novelli emphasizes that by the time someone is hospitalized or diagnosed with a chronic ailment, the devastation is in full swing, minimizing any chance of being approved for an economical health insurance plan.
Be prudent in your pursuit for affordable medical coverage. From policy to policy Michigan health insurance plans vary drastically. Obtain at least three different insurance quotes from an assortment of agencies. A licensed broker, who represents a variety of insurance companies can simplify the comparison.
Although shopping for an affordable Michigan health insurance policy tops the priority list, make sure the policy you select offers the following qualities: 1) A health policy which covers mega medical costs. 2) A medical plan that is effective the day of your first payment. (Numerous Michigan health insurance policies mandate that new policyholders wait so many days or months before coverage goes into effect).
Finally, verify that the insurance plan features a "free look" clause, giving you at least 10 days to withdraw from the policy.
Serving: IL, MI, OH, WI
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