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Below is a list of some of the insurance carriers we work with at Michigan Health and Life. For more information, or if you do not see a company that you are looking for,

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Michigan Blue Cross and Blue Shield

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Aetna

Humana One

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Michigan Health and LifeMichigan Health Plan: Agent Expectations Defined
by Mike Novell November 16, 2009

Amid the every fluctuating Michigan Health plan guidelines; consumers struggle to find affordable health policies. The following most frequently posed questions about shopping for the ultimate health plan explains what to anticipate.

What is the underlying advantage to consulting an insurance broker over shopping different health plans? Three underlying benefits result from consulting a licensed agent experience; professional advice and diverse health plan options. The health insurance marketplace’s critical amendments intensify the need for consulting a licensed insurance representative.

Generally, insurance brokers represent several health insurance companies, offering several quotes, alleviating the grunt work of shopping different agencies. Based on their education, and knowledge, they provide several affordable tactics for maximizing coverage. In general, credible brokers opt for consumers, who they can advise for the rest of their life, recommending the most conducive health plan is in the broker’s greatest interest.

Aside from being licensed, what types of services should I expect from the insurance broker? Your insurance agent should offer guidance through the intricate process for selecting the best Michigan health plan. The professional insurance broker exudes and offers the following shortlist of service offerings:

-Tailors Michigan health insurance quotes to accommodate your specifications

-Offers detailed information for a variety of health plans

-Solicits advices according to your unique circumstances

-Does not try to force clients into finalizing their decision

-Extends service on behalf of the client (regarding the insurance agencies, hospital, physician, claims, benefits, and guidelines)

How long should consumers expect to plan for Michigan health insurance enrollment?
Enrollment depends on what the applicant’s current health situation is. Certain Michigan health plan providers approve coverage as soon as three to four days for healthier adults. In the case of elder and less healthy applicants the process can span up to a month’s time. All situations vary. An insurance broker, representing several Michigan health plans should be able to provide a wealth of information.

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