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The Companies We Work With
Below is a list of some of the insurance carriers we work with at Michigan Health and Life. For more information, or if you do not see a company that you are looking for,
please contact us
Below is a list of some of the insurance carriers we work with at Michigan Health and Life. For more information, or if you do not see a company that you are looking for,
please contact us
Is HumanaOne the Short Term Remedy for Michigan
Health Insurance?
by Mike Novelli January 13, 2010
by Mike Novelli January 13, 2010
Given so many missing details regarding the health care reform plan, Michiganites, who are uninsured, are vulnerable to the unknown financial burden of an unforeseen medical crisis. Analysts contend that the final details of the reformed health bill are three to four years off course. In an endeavor to mollify any intermediate medical requirements, Humana remedies the medical quandary by providing a short-term Michigan health insurance gap.
American consumers, who are in an employment or retirement transition, find HumanaOne’s short-term plan to accommodate vital health care requirements. Although the HumanaOne short term plans excludes any preexisting medical conditions, the policy warrants a myriad of Michigan health insurance benefits.
Conveniently designed for flexibility, applicants choose the span of the Michigan Health insurance policy. For instance, HumanaOne health plan includes benefits anywhere between a year, six months or even 30-day.
Despite the abbreviated time span of this Michigan health insurance plan, it manages to cover a $2 million lifetime maximum benefit, which includes prescription drug coverage. Michiganite families can expect to pay anywhere $1,000 to a $10,000 in deductibles. Meanwhile an individual plan runs between $500 and $5,000 for the deductible.
The qualification stipulations of the short-term plans include the following scenarios: Michiganites employed on a part-time status (seasonal and temporary); unemployed individuals; retirees awaiting Medicare eligibility; and recently hired employees, whose Michigan health insurance benefits have not activated.
Compared with other Michigan health insurance policies, HumanaOne offers a great incentive to prepay the whole policy up front. HumanaOne simplifies the payment process by accepting all methods of payments (credit cards, account transfers and checks).
Given all HumanaOne’s short-term benefits, the Michigan health insurance plan assures decent medical coverage with a modicum of flexibility. Even the entire medical quote process requires a 24 to 48 waiting period at the most. Essentially Michiganites may be covered under a medical policy in under a week’s time.
Unexpected medical bills are the financial hazards consumers face without health care. HumanaOne’s short-term plan presents a transitional solution, alleviating the monetary devastation of not having Michigan health insurance.
Serving: IL, MI, OH, WI
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